Every year some British Columbians will be affected by unexpected events that may require them to leave their homes for a period of time. In some instances, they will come back to a substantial or total loss of their property.
The better prepared we are before disaster strikes, the faster we can recover with minimal financial loss. We all have a responsibility to ensure our own safety and resilience.
This online guide is brought to you by the insurance brokers of B.C. It provides tips that will help you prevent property loss where possible, and recover quickly when the unexpected happens. Assess your level of risk so that you can plan accordingly.
water
What portions of your home or furnishings would be affected by a water leak, sewer backup or overland flood? Learn steps you can take to reduce your risk.
house fires
Do you have working smoke detectors and an escape plan? Learn how to prevent a fire and what to do in the event one happens.
wildfires
Wildfires are becoming more and more common. If you live close to forest or grassland areas, be FireSmart.
earthquake
B.C. has, on average, one earthquake per year of magnitude 6 or more – the same magnitude of the earthquake that devastated Christchurch, New Zealand, in 2011.
strata
For the more than one million British Columbians who live in strata properties, resilience means working with neighbours to protect shared property.
Have an emergency plan, and supplies, so that you can survive in place or evacuate with the essentials you and your family will need. Engage your neighbours in developing a plan for your strata building or neighbourhood.
Your ability to recover quickly after a loss will be greatly enhanced by taking some steps now. Your insurance broker can help with advice and information.